If you’ve just signed up for a new mobile phone deal, or upgraded your handset, the chances are someone has tried to sell you mobile insurance.  The question is, do you need it?  You should definitely consider buying mobile insurance if:-

  • You have an expensive smart phone or you’re locked into a long-term contract.
  • You have a history of lost or broken phones.
  • You couldn’t afford to replace the handset and you wouldn’t want to downgrade to a cheaper model.
  • You rely on your mobile phone and would need an instant replacement if it was lost, stolen or damaged.

When you consider that more than six out of ten adults own a smart phone, it’s not surprising that mobile theft is on the increase.

Get in touch with insurance specialists

With so many different kinds of mobiles on the market, insurance companies are offering inviting quotes to get your custom.  At a basic level, phone insurance covers you in case your phone is lost, stolen or broken. Other policies also provide cover for:-

  1. Accidental damage
  2. Unauthorised calls
  3. Apps, games, music and other valuable content
  4. Protection in the UK as well as abroad
  5. Mobile accessories

Speak to a friendly online insurance provider to find out more about different policies and what they offer.  One thing’s for sure, mobile insurance really is great value for money especially when buying from recommended online providers.  By completing an online form you can receive a quote within minutes.

Shop around for the best deal

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When it comes to mobile insurance it’s worth spending some time shopping around for the best deal.  Remember value for money isn’t just about price.  Always check exactly what type of cover you’re getting before parting with your hard earned cash.  Need a speedy replacement handset for instance, make sure you get a policy that includes exactly that.  If you’re offered mobile insurance when buying a new phone or contract, chances are you can get a better deal elsewhere.

Gadget and mobile insurance specialists go out to their way to ensure full value for cover is provided.  This can also include:-

  • Liquid damage
  • Worldwide cover
  • Breakdown

Check out additional value insurance options like unlimited claims, no claims bonus, family cover, low excess fees and instant cover.

More than just insurance services

As you would expect from reputable online insurance firms, there are a variety of other services on offer.  Make contact with a professional insurance consultant to discuss:-

  1. Flexible payment dates
  2. UK based customer support
  3. No administration fees
  4. Convenient Apple repairs

Like many other different forms of insurance cover, mobile insurance does have exclusions that can appear in a policy.  This may be anything from theft without force, theft while unattended, accidentally leaving your phone behind, delay in reporting your phone lost or stolen.  Always read the small print, terms and conditions, before buying insurance for your mobile phone.